Rakesh Garhwal

Cashless Economy (Defination):  The cashless economy refer to the flow of currency through electronic channels such as debit /credit card, internet banking, mobile banking, point of sales (PoS) etc.  The caseless economic activity usually happens in three different modes namely mobile or e-wallet,  plastic money, internet banking. Benefits of cashless economy:  1. Transparency and efficiency : it make your transactions efficient and transparent. 2. Save money and time: One can transfer money from anywhere and anytime.  3. It also provides  facilities like online shopping and online education. 4. It helps to remove black money from the Indian economy. It also remove the middleman and help to deposit subsidiary Benefits directly into citizens account. 5. Young population:  As per Census 2011 75% of Indian population is below 45 years of age. This young generation is very sensitive to to environment and prefer this fast and smooth transaction,...

The Lokpal Act:-    - This  Act  provides for the  establishment of a body of Lokpal  for the Union  and  Lokayukta for  States  to inquire  into  allegations  of  corruption  against  certain public  functionaries  and  for  matters  connected therewith or incidental thereto.    - It was  passed in 2013.   -  Lokpal has to enquire into allegations of corruption against public functionaries of the central government  in a time-bound manner.  Jurisdiction:   -The Prime Minister, Ministers, Members of  Parliament and officers and officials of the Central Government.    Composition:-   -The  Lokpal consists of  a  Chairperson  with  a maximum of  8 members of  which  50%  shall  be judicial members.   -50% of the members of the Lokpal shall come from amo...

HIV-AIDS: (Important Notes for Airforce Phase2 Group Discussion) -It is a set of symptoms or syndrome caused by HIV. But it is not necessary that a person infected with HIV will definitely develop AIDS. -A person infected with HIV is likely to develop symptoms of AIDS over a period of time when his/er immune system is too weak to fight HIV infection. -This is the last stage of HIV when the infection is very advanced and if left untreated will lead to death. -A person with HIV whose CD4 count falls below 200 per cubic millimetre is diagnosed with AIDS. -The risk of HIV progressing to AIDS varies widely between individuals and depends on many factors including:  1.The age of the Individua  2.The body’s ability to defend against HIV  3.Access to high quality sanitary healthcare  4.Presence of other infections  5.Individual’s genetic resistance to certain strains of HIV  6.Drug-Resistant strains of HIV Symptoms: •The early symptoms include fever, chills, joint ...