Rakesh Garhwal

Urbanisation:  Urbanisation is the population shift from villages or rural areas to urban areas. Urban areas are important towns in terms of administration, employment, trade, commerce etc. Good/Pros: 1. Urban areas provide more employment opportunities. For example cities like Bangalore have become epicentre of IT sector in India 2. Cities are the hub of education, be it secondary school or higher education.  3. Cities are equipped with more efficient basic amenities like water, electricity, health etc  4. Caste identities and stereotypes are less dominant in urban areas as compared to rural areas.  5. Urban areas have better connectivity through roads and bridges, flyover etc  and transport facilities including roadways, railways, Airways and even waterways in some cases. 6 All tourist and pilgrim centres like Varanasi, Goa etc have urbanization due to high footfall. Bad/Cons: 1. All the cities are given birth at the cost of loss of habitat and deforestation.  2. Due to high populati

Cashless Economy (Defination):  The cashless economy refer to the flow of currency through electronic channels such as debit /credit card, internet banking, mobile banking, point of sales (PoS) etc.  The caseless economic activity usually happens in three different modes namely mobile or e-wallet,  plastic money, internet banking. Benefits of cashless economy:  1. Transparency and efficiency : it make your transactions efficient and transparent. 2. Save money and time: One can transfer money from anywhere and anytime.  3. It also provides  facilities like online shopping and online education. 4. It helps to remove black money from the Indian economy. It also remove the middleman and help to deposit subsidiary Benefits directly into citizens account. 5. Young population:  As per Census 2011 75% of Indian population is below 45 years of age. This young generation is very sensitive to to environment and prefer this fast and smooth transaction, so they prefer digital transactio

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